|
|
|
ORDER NUMBER :
|
|
EXPERIAN
|
REPOSITORY SOURCE :
|
|
701 EXPERIAN PARKWAY PO BOX 2002 |
DATE ORDERED :
|
2008-08-07 |
ALLEN , TX
75013 |
DATE DELIVERED :
|
2008-08-07 |
Ph:
888-397-3742
Fax:
|
LOAN NUMBER :
|
|
|
REPORT PREPARED FOR
|
|
CASHCALL |
INDIV/JOINT REPORT:
|
Individual |
1600 S Douglass Rd |
ACCOUNT NUMBER :
|
|
Anaheim CA 92806 |
ORDERED BY :
|
CASHCALL, INC. |
|
BORROWER INFORMATION
|
|
NAME :
|
KIMBERLEY C
BROWN
|
|
SOCIAL SECURITY # :
|
562-47-1244
(Other SSNs on file)
|
|
SSN YEAR ISSUED (first - last) :
|
1976 -
1978 |
|
YEAR OF BIRTH :
|
1976 |
|
ADDRESS :
|
153 HOPFIELD DR
|
|
CITY STATE ZIP :
|
FOLSOM, CA
95630-08062 |
|
MARITAL STATUS TYPE:
|
Unknown
|
|
|
CREDIT SCORES
|
|
0622 |
ExperianFairIsaac |
KIMBERLEY
BROWN
562-47-1244 |
|
40 /
DEROGATORY PUBLIC RECORD OR COLLECTION FILED 10 /
PROPORTION OF BALANCE TO HIGH CREDIT ON BANK REVOLVING OR ALL REVOLVING ACCOUNTS 14 /
LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED 08 /
NUMBER OF RECENT INQUIRIES
|
|
0271 |
|
KIMBERLEY
BROWN
562-47-1244 |
|
12 /
NUMBER OF INSTALLEMENT ACCOUNTS 09 /
07 /
/
|
|
0547 |
|
KIMBERLEY
BROWN
562-47-1244 |
|
91 /
PRESENCE OF A BANKRUPTCY 50 /
NO USABLE REAL ESTATE ACCOUNTS RL /
AVAILABLE CREDIT ON OPEN REVOLVING ACCOUNTS IS TOO LOW BT /
TOO HIGH PROPORTION OF BANKCARD ACCOUNTS WERE OPENED RECENTLY
|
|
|
CREDIT SUMMARY
|
|
TRADE TYPE
|
#
|
TOTAL W/BAL
|
TOTAL BALANCE
|
TOTAL PYMT
|
TOTAL 30
|
TOTAL 60
|
TOTAL 90
|
DATE LAST PD
|
REAL ESTATE
|
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
INSTALL
|
1 |
0 |
0 |
0 |
0 |
0 |
0 |
|
REVOLVING
|
8 |
5 |
4007 |
117 |
0 |
0 |
0 |
|
COLLECT
|
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
OTHER
|
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
|
|
|
|
|
|
|
|
|
TOTAL
|
9 |
5 |
4007 |
117 |
0 |
0 |
0 |
|
PUBLIC RECORDS
|
LIENS
|
JUDGEMENTS
|
FORECLOSURE
|
BANKRUPTCY
|
OTHER
|
TOTAL
|
TOTAL NUMBER
|
0 |
0 |
0 |
1 |
0 |
1 |
TOTAL PAST DUE: 0 |
|
TOTAL INQUIRIES: 18 |
|
CREDIT HILITE ONLY NOT A RESIDENTIAL MORTGAGE CREDIT REPORT
|
TRADELINES
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
CAP ONE 517805723440 |
2007-10 |
2008-07 |
Revolving |
Individual |
1500 |
1399 |
|
1 |
2008-07 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-07 |
|
Experian |
41 |
|
10 |
0 0 0
|
|
1502 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
WASH MUTUAL/PROVIDIAN 4964471856 |
2007-10 |
2008-07 |
Revolving |
Individual |
1300 |
1253 |
|
1 |
2008-07 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-07 |
|
Experian |
26 |
|
09 |
0 0 0
|
|
1288 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
CAP ONE 517805727642 |
2008-05 |
2008-07 |
Revolving |
Individual |
750 |
688 |
|
1 |
2008-07 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-07 |
|
Experian |
20 |
|
03 |
0 0 0
|
|
730 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
HSBC BANK 0006697399 |
2007-11 |
2008-06 |
Revolving |
Individual |
500 |
413 |
|
1 |
2008-06 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-06 |
|
Experian |
15 |
|
08 |
0 0 0
|
|
480 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
HSBC BANK 0004855015 |
2007-08 |
2008-06 |
Revolving |
Individual |
300 |
254 |
|
1 |
2008-06 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-06 |
|
Experian |
15 |
|
11 |
0 0 0
|
|
299 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
|
CREDITOR
- Alert!
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
WFFINANCE 50231581621489001 |
2006-12 |
2007-08 |
Installment |
JointContractualLiability |
|
0 |
|
0 |
|
25160
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2007-08 |
2007-08-01
|
Experian |
|
|
01 |
0 0 0
|
01 |
|
|
LOAN TYPE: Automobile |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: BKLIQREO Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 (Status code = 67)
|
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
AMEX 060045850011315281 |
2005-01 |
2007-02 |
Revolving |
Terminated |
|
|
|
1 |
2006-10 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2007-02 |
|
Experian |
|
|
01 |
0 0 0
|
|
8908 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: CURR ACCT This is an account in good standing (Status code = 11)
|
SPECIAL COMMENT: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST |
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
UNVL/CITI 539860600217 |
1991-04 |
2008-07 |
Revolving |
AuthorizedUser |
5500 |
|
|
1 |
2008-04 |
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2008-07 |
|
Experian |
|
|
99 |
0 0 0
|
|
6709 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: PAID SATIS Account/paid satisfactorily (Status code = 12)
|
SPECIAL COMMENT: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST |
|
CREDITOR
|
DATE OPENED
|
LAST DT REPORTED
|
ACCOUNT TYPE
|
ECOA
|
HIGH CREDIT
|
BALANCE
|
PAST DUE AMOUNT
|
CURRENT RATING
|
DATE LAST ACTIVE
|
ORIGINAL BALANCE
|
HSBC BANK 5489555112329810 |
2005-04 |
2005-05 |
Revolving |
Individual |
200 |
|
|
1 |
|
|
PAY PATTERN
|
PAY PATTERN START DATE
|
ADVERSE DATES
|
SOURCE
|
MONTHLY PAYMENT
|
TERMS
|
MONTHLY REVIEWED
|
30-60-90
|
DEROG
|
HIGH BALANCE
|
|
|
2005-05 |
|
Experian |
|
|
01 |
0 0 0
|
|
35 |
|
LOAN TYPE: CreditCard |
HIT LEVEL: |
|
|
|
|
|
|
|
|
NOTES: PAID SATIS Account/paid satisfactorily (Status code = 12)
|
SPECIAL COMMENT: ACCOUNT CLOSED AT CONSUMER'S REQUEST |
|
|
PUBLIC RECORDS
|
PUBLIC RECORDS HAVE BEEN CHECKED FOR JUDGEMENTS, BANKRUPTCIES AND OTHER LEGAL ACTIONS INVOLVING THE SUBJECT AND/OR SPOUSE FROM THE REPOSITORIES LISTED ABOVE WITH THE FOLLOWING RESULTS.
|
NAME
|
RECORD TYPE
|
DISPOSITION TYPE
|
AMOUNT
|
DOCKET
|
COURT
|
DATE FILED
|
STATUS DATE
|
PLAINTIFF
|
KIMBERLEY
BROWN
562-47-1244 |
BankruptcyChapter7 |
Discharged |
00000000 |
0722562CMK |
US BKPT CT CA SACRAMEN |
2007-04 |
2007-07 |
|
HIT LEVEL: |
COMMENTS: |
|
|
|
CREDIT INQUIRIES WITHIN THE PAST 360 DAYS
|
INQUIRING PARTY NAME
|
INQUIRY DATE
|
BRWR/CO BRWR
|
REPOSITORY/SUBSCRIBER CODE
|
CITIFINANCIAL |
2008-08 |
|
Experian /
2580300 |
700 CREDIT/JOHN SULLIV |
2008-08 |
|
Experian /
9961322 |
ROADLOANS.COM |
2008-08 |
|
Experian /
1545220 |
CREDCO |
2008-08 |
|
Experian /
3903978 |
NCCINC/MAITA HYUNDAI S |
2008-08 |
|
Experian /
6968273 |
700 CREDIT/JOHN SULLIV |
2008-08 |
|
Experian /
9961322 |
CAPITAL ONE AUTO FIN |
2008-08 |
|
Experian /
2576350 |
700 CREDIT/ROSEVILLE T |
2008-08 |
|
Experian /
9961323 |
GOLDEN 1 CREDIT UNION |
2008-07 |
|
Experian /
1730750 |
CAP ONE |
2008-05 |
|
Experian /
1214383 |
HSBC NV |
2007-11 |
|
Experian /
1234020 |
WASH MUTUAL/PROVIDIAN |
2007-10 |
|
Experian /
3207950 |
CAP ONE |
2007-10 |
|
Experian /
1214383 |
HSBC NV |
2007-08 |
|
Experian /
1234020 |
WFFINANCE |
2006-11 |
|
Experian /
1503410 |
WFFINANCE |
2006-11 |
|
Experian /
1503410 |
WFNNB/LIMITED |
2006-09 |
|
Experian /
2394132 |
WFFINANCE |
2006-08 |
|
Experian /
1503410 |
|
BORROWER AND CO-BORROWER ADDRESS INFORMATION
|
ADDRESS
|
RESIDENCY TYPE
|
|
|
153 HOPFIELD DR FOLSOM CA 956308062 |
Current |
|
|
|
*1195 E ST HAYWARD CA 94541 |
Prior |
|
|
|
*17362A BOSTON RD HAYWARD CA 945411328 |
Prior |
|
|
|
|
BORROWER AND CO-BORROWER EMPLOYMENT ADDRESS INFORMATION
|
EMPLOYER NAME
|
SUTTER CONNECT |
DUNSMORE HOMES |
|
FILE VARIATIONS
|
REPOSITORY SOURCE
|
NAME
|
SSN
|
BIRTHDATE
|
|
|
|
|
|
|
559-85-9282 |
|
|
KIMBERLEY BROWN |
|
|
|
KIMBERLEY C GONZALEZ |
|
|
|
CAROL ANNK GONZALEZ |
|
|
|
KIMBERLY C GONZALEZ |
|
|
|
CAROL BROWN |
|
|
|
CAROL ANN BROWN |
|
|
|
|
SUBSCRIBER INFORMATION
|
CREDIT GRANTOR NAME
|
ACCOUNT NUMBER
|
ADDRESS
|
PHONE
|
SUBSCRIBER CODE
|
WFFINANCE |
50231581621489001 |
|
|
|
AMEX |
060045850011315281 |
|
|
|
UNVL/CITI |
539860600217 |
|
|
|
HSBC BANK |
5489555112329810 |
|
|
|
CAP ONE |
517805723440 |
|
|
|
CAP ONE |
517805727642 |
|
|
|
WASH MUTUAL/PROVIDIAN |
4964471856 |
|
|
|
HSBC BANK |
0006697399 |
|
|
|
HSBC BANK |
0004855015 |
|
|
|
|
CREDIT BUREAU INFROMATION
|
|
Equifax Credit Information
P.O Box 740341
Atlanta, GA 30374
|
|